Renters Insurance in San Antonio, TX
Renting a home or apartment may offer more flexibility, but it also comes with risks. At Zenitram, we know how important it is for renters to protect their finances in case of an accident or damage. Our team is dedicated to helping renters understand their options and find the coverage they need.
What Does It Cover?
While your landlord or property manager’s master policy may cover the building and shared areas, it may not extend to your personal possessions or your liability as a tenant. In this case, a standard renters insurance policy can offer the following coverage:
- Personal property coverage can help repair or replace your furniture, electronics and clothing if they are stolen or damaged by theft, vandalism or certain types of water damage.
- Personal liability protection can cover expenses related to third-party claims of bodily injuries or property damage.
- Loss of use coverage can help pay for living expenses like meals and hotel accommodation if a covered peril forces you to temporarily move out of your rented residence.
Who Needs This Policy?
Renters in Texas can benefit greatly from having this insurance. Many landlords and property managers require tenants to purchase renters insurance as part of the lease agreement. Even if it’s not required, having coverage can help you lessen the financial burden of unexpected losses.
How Much Does a Policy Cost?
The cost of renters insurance can depend on various factors. When quoting you for a rate, an insurer may consider the following:
- Type of rental residence
- Location
- Deductible
- Policy limits and selections
- Claims history
Where Can I Purchase a Policy?
Contact Zenitram today to learn about renters insurance and get a personalized, no-obligation quote.